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Welcome to Life Projections!
Information and resources about Life Expectancy Consulting and Risk Analysis for Life and Health Products. Understanding Life Projections and mortality risk is essential for:
For Estate Planners
For Insurance Companies
For Life Underwriters
For Financial Planners
Access to Physicians
Life Projections Risk Analysis
FOR ESTATE PLANNERS:
DO you have clients with chronic or terminal conditions? Are you or they considering financial transactions that may be scrutinized by the IRS? LIFE PROJECTIONS can assist you in determining whether or not you can use the standard IRS life tables.
Consider an independently prepared evaluation of your client’s life expectancy based on years of life insurance experience and statistical outcomes published in medical literature.
FOR LIFE INSURANCE COMPANIES:
IT doesn’t take much skill to select healthy preferred or standard risks. However, it is becoming increasingly more difficult to find experienced and knowledgeable underwriters of impaired risk. Consider a solution that offers over thirty years of impaired risk underwriting expertise, including financial evaluations. They should be able to help you underwrite the tough cases and help train your staff in good risk assessment techniques.
FOR LIFE UNDERWRITERS:
NOW you can obtain independent underwriting to determine your client’s insurability. Provide a third party expectancy provider with the same information you submit to the carrier and we will advise if your client is a standard or impaired risk, and the severity of their condition.
FOR FINANCIAL PLANNERS:
HAVE you fully considered your client’s mortality risk?
How do you determine the risk of premature death or the risk of longevity? An outside solution can assist you in evaluating both of these risks so that you can assist your clients in making appropriate financial plans for their future.
ACCESS TO PHYSICIANS:
Make sure the company you choose has access to physicians who are board certified in their specialty. They are also experienced in completing risk analysis and life expectancies.